The expense of housing has been skyrocketing in recent years, resulting in concerns about affordability. Some analysts argue that we are facing a full-blown crisis, while others suggest that it is simply a problem of market fluctuations. Advocates of the "crisis" position point to data showing that housing is inaccessible to a large portion of the

Ordering in is a real treat to indulge your cravings without having to leave the cozy warmth of your home. But let's not forget about the dedicated people who make it all possible: our food delivery heroes! Tipping them appropriately is a simple act that goes a long way in {showingrespect for their effort. A good rule of thumb is to tip at least 20

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